The basic OBJECTIVE of an Investment strategy is: To have wealth accumulation to supplement your retirement strategy. Supplement being the key word in the objective. In other words it is in addition to your "retirement strategy dollars" therefore, it is imperative to understand that investment dollars are not to be used in place of or instead of a retirement strategy. They should be used to enhance a retirement strategy.
The basic CRITERIA of an Investment strategy is: To have full growth potential to your dollars with minimal market risk to the dollars. This "investment quadrant" is where many clients misunderstand their full financial portfolio and each quadrant's purpose.
Typically, a "market risk analysis" strategy does not address the age you want to retire at, the amount of money you want to retire with and what you are willing to do to get there. Most clients sacrifice their responsibility for "financial independence" with this ONE assumption. Not every investment advisor addresses a client's "retirement goals."
An example of an investment is: A mutual fund, brokerage account, variable annuity.
Call the MSA Corporate Office for a referral to an Investement Quadrant Specialist: 941-753-0031